You’ve been working diligently to improve your credit scores. After a few months of paying down balances, removing derogatory items like col

Establishing and maintaining good credit is vital if you plan to do any of the following: 👉🏾 Apply for employment 👉🏾 Rent an...

The way credit scores are calculated, some actions you take will affect your credit score better than others. So, paying your bills on...

Here’s a list of simple ways your actions can ruin your credit..

To be able to avail of many financing offers by many lenders, having a good credit score is a must. If you have one handy, this will allow

The importance of maintaining credit in good standing must be known by every business owner. Through a sufficient credit line, a business...

It is very important to build up your business credit scores to be able to avail of financial loans to fund your small business. In truth...

100% mortgage refinancing allows you to borrow against your equity, while hopefully lowering your interest rates.

If you have recently purchased some real estate for investment purposes, you are in good company. Recent reports suggest that as many as 25%

Don't rush blindly towards real estate investing. Here are 3 big pitfalls to avoid.

Sometimes it’s helpful to sell your home before you really want to move. This often happens when you are having a new home built, but...

Are you having difficulty in securing a loan for the purchase of a new car? If so, then you should check your credit record.

As you may already know, or even most likely have experienced, the Credit Bureaus have been taking a very long time to investigate disputes

If you are not monitoring your credit and your credit reports, you may be in for a big surprise.

Most people experience a variety of problems when trying to balance their personal finances.

The Fair Credit Reporting Act or FCRA of 1970 has recently been strengthened in order to allow anyone to dispute negative disputes on their

Protect your good credit rating, or learn what to avoid to improve your credit with these 5 important tips to protecting your credit score.

Your Credit Score is one of your biggest financial assets. If your credit score is high, your borrowing rates will be low and therefore save

Not a lot of people may realize this, but one of the most vital documents that you should take note of is your credit report. It is a...

Many people have heard of bad credit, but some may not know what it means. For a long time, there was no established method for...