FICO has created the algorithm—of the same name—that most lenders in the United States use to find your credit score when you apply for a lo

You’ve been working diligently to improve your credit scores. After a few months of paying down balances, removing derogatory items like col

Here’s a list of simple ways your actions can ruin your credit..

When you want to learn more about personal finance, it’s likely that there are some local resources you may not know about.

Managing your personal finances is a lot easier today with free and paid online software. Having as much bookkeeping automated as possible

Over the last few years, many people squeezed into new homes using adjustable-rate mortgages. With interest rates going up, you now need..

It is very important to build up your business credit scores to be able to avail of financial loans to fund your small business. In truth...

100% mortgage refinancing allows you to borrow against your equity, while hopefully lowering your interest rates.

Getting a mortgage can be a very confusing process. There is a lot of paperwork to sign, documents to read, and procedures to be...

If you have recently purchased some real estate for investment purposes, you are in good company. Recent reports suggest that as many as 25%

If you have more credit card debt than you can handle, it may be possible to negotiate a deal with your credit card company.

Are you having difficulty in securing a loan for the purchase of a new car? If so, then you should check your credit record.

Most people experience a variety of problems when trying to balance their personal finances.

Protect your good credit rating, or learn what to avoid to improve your credit with these 5 important tips to protecting your credit score.

Your Credit Score is one of your biggest financial assets. If your credit score is high, your borrowing rates will be low and therefore save

Not a lot of people may realize this, but one of the most vital documents that you should take note of is your credit report. It is a...

A lot of people nowadays, prefer the convenience of purchasing through credit cards. In the United States, nearly 1 in every 3 consumer...

Many people have heard of bad credit, but some may not know what it means. For a long time, there was no established method for...

Having good credit is essential in todayís world. Acceptable credit will generally get you what you want, but bad credit can be the kiss...

These days most of us avail loans to buy a house, set up a business, or buy a car. Many students take loans to further their education....