Apr 12You and Your FICOFICO has created the algorithm—of the same name—that most lenders in the United States use to find your credit score when you apply for a lo
Apr 4A Lesson on Credit ScoresYou’ve been working diligently to improve your credit scores. After a few months of paying down balances, removing derogatory items like col
Feb 20Simple Ways to Ruin Your CreditHere’s a list of simple ways your actions can ruin your credit..
Jan 56 places to find help and advice in your local areaWhen you want to learn more about personal finance, it’s likely that there are some local resources you may not know about.
Dec 28, 20216 free and paid online software packages for managing your personal financesManaging your personal finances is a lot easier today with free and paid online software. Having as much bookkeeping automated as possible
Dec 17, 2021Adjustable-Rate Mortgages – Interest Rate StrategyOver the last few years, many people squeezed into new homes using adjustable-rate mortgages. With interest rates going up, you now need..
Dec 16, 2021Build Up Your Business CreditIt is very important to build up your business credit scores to be able to avail of financial loans to fund your small business. In truth...
Dec 15, 2021100% Mortgage Refinancing – How To Get Approved100% mortgage refinancing allows you to borrow against your equity, while hopefully lowering your interest rates.
Dec 13, 20213 Terms Every Mortgage Holder Should KnowGetting a mortgage can be a very confusing process. There is a lot of paperwork to sign, documents to read, and procedures to be...
Dec 13, 20214 Dangers In Flipping Real EstateIf you have recently purchased some real estate for investment purposes, you are in good company. Recent reports suggest that as many as 25%
Dec 4, 2021Can You Negotiate with Your Credit Card Company?If you have more credit card debt than you can handle, it may be possible to negotiate a deal with your credit card company.
Dec 2, 2021Bad Credit & Auto FinancingAre you having difficulty in securing a loan for the purchase of a new car? If so, then you should check your credit record.
Nov 29, 2021Figure Out Your Financial Future With These TipsMost people experience a variety of problems when trying to balance their personal finances.
Nov 25, 20215 Things To Protect Your Credit Score This Holiday SeasonProtect your good credit rating, or learn what to avoid to improve your credit with these 5 important tips to protecting your credit score.
Nov 24, 20215 Easy and Quick Ways to Improve your Credit ScoreYour Credit Score is one of your biggest financial assets. If your credit score is high, your borrowing rates will be low and therefore save
Nov 12, 2021Handling Your Credit ReportNot a lot of people may realize this, but one of the most vital documents that you should take note of is your credit report. It is a...
Nov 12, 2021Credit Cards... Are you merchant ready?A lot of people nowadays, prefer the convenience of purchasing through credit cards. In the United States, nearly 1 in every 3 consumer...
Nov 12, 2021Bad Credit : Understanding The BasicsMany people have heard of bad credit, but some may not know what it means. For a long time, there was no established method for...
Nov 12, 2021Are You Credit Worthy?Having good credit is essential in todayís world. Acceptable credit will generally get you what you want, but bad credit can be the kiss...
Nov 12, 202110 Tips To Improve Your Credit ScoreThese days most of us avail loans to buy a house, set up a business, or buy a car. Many students take loans to further their education....